No Investment Advice: This stock-picking competition (“Competition”) run by MS Microcaps LLC is for entertainment and educational purposes only. The Competition does not constitute financial or investment advice, and no participant should make actual investment decisions based on the results of the Competition.

No Real Money or Securities Transactions: No real money is being invested, and no actual securities transactions are taking place as part of this Competition. The results are hypothetical and may not reflect real-world market conditions, including liquidity, fees, taxes, and order execution.

No Liability: The organizers, sponsors, and affiliates of this Competition are not responsible for any financial losses, decisions, or actions taken based on the Competition's outcomes. Participants assume full responsibility for any real-world investment choices they make outside of the Competition.

Market Risks: Stock prices fluctuate, and past performance is not indicative of future results. The Competition does not guarantee or suggest that any particular stock or strategy will be successful in real-world investing.

Fair Play & Rules Enforcement: Participants must comply with all Competition rules and regulations. Any attempt to manipulate results, such as using non-public information or other unfair practices, may result in disqualification. The organizers reserve the right to modify or terminate the Competition at any time.

Legal Compliance: This Competition is not a solicitation to buy or sell securities. The Competition complies with U.S. laws and regulations and is void where prohibited. Participants must be of legal age to participate and acknowledge that securities investing carries inherent risks.

General:

1. MS Microcaps LLC reserves the right to cancel, suspend or amend the Competition, or any part of it (including these Terms and Conditions) or change the Prize (to one of equivalent or greater value) as required by the circumstances in MS Microcaps LLC’s sole discretion. MS Microcaps LLC reserves the right, in its sole discretion, to disqualify any individual who has not complied with the letter or the spirit of these Terms and Conditions. Any failure by MS Microcaps LLC to enforce any provision in these Terms and Conditions shall not constitute a waiver of that provision.

2. MS Microcaps LLC cannot accept responsibility for or liability arising from entrants taking part in the Competition or for taking up the Prize. MS Microcaps LLC gives no warranty or guarantee in relation to the Prize and accepts no responsibility or liability for the Prize being amended by MS Microcaps LLC. To the fullest extent permitted by law, MS Microcaps LLC excludes liability for all loss, damage or claim arising as a result of the Participant’s entry into the Competition or use of the Prize (save in the case of death or personal injury caused by the negligence of MS Microcaps LLC).

3. Any personal data which may be submitted in an entry will be processed by MS Microcaps LLC in accordance with any applicable data protection legislation and the MS Microcaps LLC Privacy Policy, available at: https://msmicrocaps.com/terms-and-conditions/. As set out in the MS Microcaps LLC, we may share your personal data with our service providers including, for example, with any third party supplier of the Prize.

4. Unless agreed otherwise, entrants retain ownership over their entry to the Competition. By submitting an entry, entrants grant MS Microcaps LLC a worldwide, non-exclusive, sub-licensable, irrevocable and royalty-free licence to use, display, publish, transmit, copy and edit the entry, in whole or in part, in any way and in any media, whether now known or invented in the future. Entrants warrant that their entry does not breach any applicable laws or regulations or infringe any third intellectual property or privacy rights, and is not in any way libellous, defamatory, obscene, indecent, harassing or threatening.

5. By entering the Competition, entrants agree to hold MS Microcaps LLC harmless for liability, damages or claims for injury or loss to any person or property, relating to, directly or indirectly, participation in this Competition, or claims based on publicity rights, third party intellectual property rights, defamation or invasion of privacy.

6. The company organising the competition is MS Microcaps LLC.
   
   

By participating, you agree to these terms and acknowledge that this Competition does not establish any fiduciary relationship between you and the organizers.